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A car loan for a private sale can help you buy a car from an individual when you can't cover the purchase price upfront. 7 steps to get the best auto loan rates · 1. Determine your budget · 2. Check your credit · 3. Do your research · 4. Apply for preapproval and shop for your car. The credit score you need to get an auto loan depends on the lender, but the average borrower will need a score in the low s for a new car loan and mids. If so, you can apply for an auto loan right there. A loan specialist will work directly with you by phone, and if your loan is approved, OneMain sends your. Here's what you need to know about how auto equity loans work, along with the benefits and drawbacks of these types of loans.
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